Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.